A student from Ayrshire was left in a state of shock when his online banking statement showed him to be overdrawn by almost £100bn.
Donald Moffat, 38, from Irvine, said that on Tuesday morning his Barclays account was showing two separate withdrawals of £50bn.
The bank said a "technical error" was to blame and apologised.
Mr Moffat said Barclays also offered £10 in compensation for the phone calls he had to make to resolve the error.
He also said he was looking for the bank to increase its offer of compensation for the level of stress he had been put under in trying to resolve the situation.
In a statement Barclays said: "Earlier today a technical error caused some customer accounts to be incorrectly debited. The problem was immediately identified and corrected within less than an hour, and all affected customer accounts are now showing correct balances."
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